Apply for Progressive Leasing

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

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Flexible Payments

Flexible weekly, bi-weekly, or monthly payment options make it simple to use.

90-day Purchase Option

Own it in 12 months, or save money when you pay off your lease early using out early purchase options

*Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA) To purchase early, call 877-898-1970.

No Credit Needed

There's no credit needed to apply for the lease-to-own purchase option.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Instant Decision

Apply now for an instant decision.

No large upfront payments or long-term commitments!

Apply for Instant Decision

Select Progressive at Checkout

Sign Your Lease

Receive Your Items

Get it today, no credit needed!


Lease-to-own with no credit needed is an attractive option for those looking to acquire goods without the burden of a hefty upfront payment or traditional financing. These programs offer affordable monthly payments, making it possible for individuals to access the products and services they need. What’s more, Progressive Leasing also offers a 90-day purchase option, allowing you to pay off the remaining balance or purchase the item outright within 90 days of the lease agreement start date. Additionally, with instant decision leasing, you can find out if you’re approved in a matter of seconds. Whether you’re looking to furnish your home, upgrade your appliances, or simply need a new device, lease-to-own programs with no credit needed can provide a simple, flexible, and affordable solution to meet your needs.